When you first see the title to this article, you may immediately think that it was intended as an oxymoron, but nothing could be further from the truth. The RV lifestyle is indeed greener than most of our brick and mortar lifestyle choices.This may be a bit difficult to comprehend when one thinks of the amount of fuel that is required to move an RV around, but let me give you the information, and you can make up your own mind about the subject.First of all the biggest non renewable resource that an RV uses is fuel. It is true that many large RV’s only get about ten miles to the gallon, but many pickup truck and trailer combinations get as high as twenty miles to the gallon.Consider the vehicle you are now driving. In most cases this vehicle will get about twenty to thirty miles to the gallon, and you are driving it to and from work everyday, as well as using it for shopping, entertainment, and travel. When you start to look at the amount of fuel that you use in this vehicle, and then compare it to the RV which spends most of its time parked, you will begin to see what I mean. Many full time RV’ers will only move long distances a few times a year. Usually following the sun. Many of them will only do a couple of very long trips in their RV’ing lifetime, usually to some place like Alaska or Mexico. But on the average an RV’er will only put on a few thousand miles in a year. This will work out to a few hundred gallons of fuel. Consider how much fuel you use in your current vehicle. Even a small commute of a total fifty miles per day in a vehicle that gets twenty five miles to the gallon will use 400 gallons per year just for commuting, never mind all the other trips that are made.Next if you consider the amount of electricity, natural gas, water, and other consumables that you use in a fixed home and compare that to the amount that an RV uses, you will begin to see that the RV lifestyle is definitely a greener lifestyle.Many newer homes today are wired for up to 200 amp service at 220 volts. That equates to 44,000 watts of power. It would take a sixty three horse power generator running at full power to supply that amount of power. Now one would rarely ever use this full capacity, but an electric hot water heater, a dryer, and an electric stove all running simultaneously could push power consumption close to 100 amps. Heating and cooling a large house over the course of a year takes huge amounts of energy.An RV is usually wired for either 30 or 50 amps at 110 volts. This is a maximum of 5,500 watts. In most cases this is plenty for anything you would want to run in an RV. Many RV’ers also move north in the summer time and south in the winter time, thereby reducing the amount of energy required for heating and cooling.In water use the RV is king. In our RV we have a 90 gallon water tank. This is enough to last my wife and I for up to a week including showers if we are careful. Even if we are hooked up in an RV park, I would estimate that we would not use much more than 20 or 30 gallons per day. I cannot even begin to estimate how much water an average home goes through, but if just the toilet is flushed ten times a day, that is fifty gallons per day. I have heard estimates of up to 400 gallons per home per day in North America.The only other non renewable resource that an RV uses is propane. In our RV we use an external 30 pound propane tank. I get this filled about six to eight times per year, for a total usage of less than 250 pounds. An avid back yard barbecuer would give me a run for my money on the propane use front.Another area where a fixed home would require a proportionatly greater amount of resources would be in the area of cleaning supplies, paint, and related chemicals. Last on the list would be raw materials to build a house and yard, compared to the raw materials to build an RV. This is an area where I could not even hazard a guess. But when you look at the amount of energy, raw material and non renewable resources that are saved in other areas of the Full Time RV Lifestyle, you will see that the RV Lifestyle is definitely the greener lifestyle.So if living a greener lifestyle is important to you, consider the Full Time RV Lifestyle. It is a great lifestyle with a fantastic fraternity of people. You may be doing yourself and the environment a big favor.
RV Living, the Greener Lifestyle
Is The Wrong Type of Equipment Finance Company Bad For (Business) Health?
They are all the same, aren’t they? Absolutely, positively… not! We are of course talking about the equipment finance company industry in Canada and how your selection of the right partner can determine which advantages and disadvantages you can enjoy… or suffer with. We prefer positive advantages that your business can benefit with, not Canadian business financing decisions that you will suffer via the wrong choice of a lease partner for your specific needs.Ok, so what in the heck are we talking about? Essentially there are four types of asset finance partners in the equipment leasing industry in Canada. And you thought that a lease finance company was a lease finance company!The first type of partner is the ‘captive’ – no you are not the captive! The term refers simply to finance companies that are owned and literally situated within various manufacturing firms. When clients ask us about lease finance options and they mention specific equipment we are always reminding them to ensure they determine if the manufacturer captive finance firm offers asset financing. If they do we can assure you it is probably the best financial terms you will be able to come up with, as well as a better chance for overall approval re rate, structure and other general terms. Why is that?It’s to do with motivation – the captive finance firm is motivated to finance and promote the sale of products using financial options such as leasing to get the products out to the marketplace. Want to know a secret that should surprise most business owners and financial managers? It’s simply that captive finance firms in a competing industry will finance their competitor’s products, often at better rates, terms and structures. That is simply because the financial transaction will probably give the competing mfr a foothold into your business to promote and sell their own products. So don’t think that a great firm such as IBM CREDIT CORP. is the only firm that will finance your products you purchase through them. Others will also!The second main group of asset finance firms in Canada is our chartered banks – Two major banks have leasing arms that are very significant, others employ lease finance to varying degrees. Our real only comment here is that the credit bar is high and more often than not you have to be a customer of the bank to enjoy the great lease and finance structures they offer.The third main category of the Canadian equipment leasing company market is actually the largest and most robust. It also requires the maximum amount of knowledge and navigation by Canadian business owners and financial managers. This is the Independent lease finance market, where there are tens of firms that offer lease financing based on various criteria of asset size, credit quality, geographical preference, industry specialization, etc, etc, etc.You have a great choice with our category 3 partners, the independent finance companies. You can spend tens or hundreds of hours determining their credit criteria, additional collateral they require, the size of deals they do, the different lease structures they offer, or… alternatively.. use our final category for lease provider, the independent lease finance advisor who are knowledgeable intermediaries who know the market, have a strong reputation with lease providers, and can match the advantages you seek in an equipment finance transaction to the right provider. Subtle nuances in your overall lease structure, depending on the size of your transaction, can save you thousands of dollars and untold grief at the end of the term of your lease.So that’s your Canadian lease market overview. Speak to a trusted, credible and experienced Canadian business financing advisor who can successful guide you through the asset finance maze.
Creating a Family Web Site – A Wise Idea to Reunite the Family
There are so many people around the world are having a deep connection with their family. Some of them are having a circle of friends and colleagues that they are cooperating with each other. From the past decade, these families are growing and also nuclear families also growing. Everybody in the family is suffering from a busy schedule and stress full lifestyle. And the technology has created numerous job opportunities in overseas. So members of family are dividing, and they are relocating to another country. Now a question rose in your mid that how to communicate with other family members. Nowadays, every family is interested to create a website, especially for their family members. This family web site will help them to increase communication to plan events and reunion and have enjoyment.You need to consider lots of things, when you are trying to create your own family web site. Before that you need to create a family tree. It is a chart, which is representing the family relationship in a structured manner. It will be looked like a tree; it will keep the record of our family member history. And it is also helpful to know about the family and as well as to create a family web site. Creating this family tree would be fun and easy. If you have an issue while creating a family tree, you need to take the help of some professionals in your relatives. Before creating a family website, you need other family member contributions and suggestions to make this work so easy. This will also represent the uniqueness in family members.After a creating family tree, you need to search for the family web site provider. In these Internet days, it is an easy job that everyone can do. All that you need to do a small search in internet. There are so many websites are offering these services. Anyhow, it is better to check out the services and features offered by the other websites. This will give you an overall idea about the family web site. Some esteemed web sites are offering these services for few of cost. Some of them are having additional features like photos uploading and video and share images and many more. You can select the best one, which is suitable to your budget. This should be in yearly or quarterly.If you are still having any issue, it is better to consult an expertise professional to resolve your issue. Creating a family web site, it is all time great gift for your family and your relatives, who are not nearer to you.